Mountains America Credit Union Review 2023

Are you looking for a reliable and customer-focused financial institution to handle your banking needs? Mountain America Credit Union might be the answer you’ve been searching for. In this comprehensive review, we’ll delve into the various aspects of Mountain America Credit Union, assessing its services, features, and benefits. Let’s explore why this credit union has become a popular choice for many individuals and families.

Mountain America Credit Union, founded in 1934, has a rich history of serving its members and communities with a range of financial products and services. It operates with the mission to help its members achieve their financial goals while providing exceptional customer experiences.

2. History of Mountain America Credit Union

Mountain America Credit Union’s roots trace back to the Great Depression when a group of employees from the Salt Lake City-based Federal Civil Service decided to pool their resources and create a credit union. Over the years, it has grown exponentially and expanded its membership base beyond the federal employees to include various community groups and individuals.

3. Membership Eligibility

One of the significant advantages of banking with Mountain America Credit Union is its inclusive membership eligibility. Membership is open to individuals who live, work, worship, or attend school in the areas where the credit union operates. Additionally, family members of existing members can also join, widening the credit union’s community reach.

4. Branch Network and Availability

Mountain America Credit Union boasts a robust network of branches and ATMs across multiple states. This extensive reach makes it convenient for members to access their accounts, seek financial advice, and conduct transactions in person.

5. Online and Mobile Banking

In today’s digital age, online and mobile banking services are crucial for any financial institution. Mountain America Credit Union offers user-friendly online and mobile banking platforms that allow members to manage their finances on the go. From checking account balances to transferring funds, these platforms provide a seamless banking experience.

6. Checking and Savings Accounts

Mountain America Credit Union provides a variety of checking and savings account options tailored to meet the diverse needs of its members. Whether you’re a student, a young professional, or a retiree, you can find an account that suits your requirements.

7. Credit Cards and Loans

From credit cards with competitive interest rates to various loan options, including auto loans and mortgages, Mountain America Credit Union strives to assist its members in achieving their dreams and managing their expenses responsibly.

8. Financial Education and Resources

Empowering its members with financial knowledge is a top priority for Mountain America Credit Union. Through workshops, webinars, and online resources, the credit union equips its members with the tools they need to make informed financial decisions.

9. Customer Service and Support

Exceptional customer service sets Mountain America Credit Union apart from other financial institutions. Their dedicated customer support team is always ready to assist members, ensuring that every query is addressed promptly and efficiently.

10. Security Measures

Security is paramount when it comes to handling financial matters. Mountain America Credit Union employs advanced security measures to safeguard its members’ personal and financial information, giving them peace of mind while banking with the credit union.

11. Pros and Cons

As with any financial institution, Mountain America Credit Union has its strengths and areas for improvement. Let’s take a look at some of the pros and cons to help you make an informed decision.


  • Inclusive membership eligibility
  • Extensive branch network and ATM access
  • User-friendly online and mobile banking platforms
  • Diverse checking and savings account options
  • Competitive credit cards and loan products


  • Limited physical presence in certain areas
  • Some fees and charges may apply

12. Competitors Comparison

To provide a well-rounded review, let’s compare Mountains America Credit Union with its competitors in terms of services, fees, interest rates, and customer satisfaction.

13. Mountain America Credit Union in the Community

Apart from its financial services, Mountains America Credit Union actively participates in community development and charitable initiatives. The credit union believes in giving back to the communities it serves, which adds to its appeal for socially conscious individuals.


Q1. How can I become a member of Mountain America Credit Union?

Becoming a member is easy! You can join if you live, work, worship, or attend school in the credit union’s service areas. Additionally, family members of existing members are also eligible for membership.

Q2. Does Mountain America Credit Union charge any monthly fees for its checking accounts?

The credit union offers a variety of checking account options, some of which may have monthly fees. However, there are ways to have these fees waived, such as maintaining a minimum balance or setting up direct deposit.

Q3. What makes Mountain America Credit Union’s credit cards stand out?

Mountains America Credit Union’s credit cards come with competitive interest rates, rewards programs, and excellent customer service. Plus, the credit union offers various card options to suit different spending habits and preferences.

Q4. How secure is Mountain America Credit Union’s online banking platform?

The credit union employs state-of-the-art security measures to protect its members’ information and transactions online. They use encryption and multi-factor authentication to ensure a safe banking experience.

Q5. Does Mountain America Credit Union offer financial planning services?

Yes, Mountains America Credit Union provides financial education resources and guidance to its members. They offer workshops, webinars, and other resources to help members make informed financial decisions.


Mountains America Credit Union is a reputable and customer-oriented financial institution that caters to the diverse needs of its members. With its inclusive membership eligibility, extensive branch network, and convenient online banking services, it has become a preferred choice for many. Whether you’re looking for a checking account, a loan, or financial guidance, Mountains America Credit Union offers a wide range of products and resources to assist you on your financial journey.

Charly bell

Hi there! I'm Charly Bell, a writer and explorer. I love sharing cool stuff about travel, health, business, finance, and much more in general topics. My aim is to provide informational articles so that maximum people will learn and educate themselves. I'm all about making it interesting and easy to understand. Join me on this journey, and let's explore together!

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